Eligibility

  • Singaporean, PRs (Permanent Residents), S-Pass holder and Work permit holder
  • Minimum age: 21
  • All income welcome
  • Currently Employed
  • Not applicable to Undischarged bankruptcy or pending bankruptcy
  • Original NRIC
  • Employment payslip
  • CPF contribution statement
  • Income tax statement
  • Utilities bill or HP bill (Proof of Address)
  • Singaporeans with singpass can print required documents at our office. Your singpass will not be revealed
  • Passport
  • Work Pass (S-Pass or employment pass)
  • Employment payslip
  • Tenancy Agreement (Rented Unit)
  • Employment Letter or Appointment Letter
  • Bank statement showing salary credited
  • Utilities bill or HP bill (Proof of Address)
  • Singapore incorporated firm/ corporation
  • Latest ACRA
  • NRIC/Passport/work pass of shareholder/director/partners
  • Tenancy agreement for place of business
  • Corporate bank statement
  • Balance sheet
  • Profit and loss statement
  • Company stamp/seal
  • Title deeds or proof of assets (secured loan)

The maximum amount you can borrow from all licensed moneylenders combined for unsecured loans is:

Borrower’s Annual Income Singapore Citizens and Permanent Residents Foreigners residing in Singapore
Less than $10,000 $3,000 $500
At least $10,000 and less than $20,000 $3,000 $3,000
At least $20,000 6 times monthly income 6 times monthly income
Singpass