business loan singapore magnus credit

Business Loan
Singapore

Obtain a no-collateral loan with competitive rates and flexible terms with Singapore’s #1 licensed money lender. Fast approval and response within 24 hours to keep your business running smoothly. We tailor-fit our loan services to suit your needs.

Benefits of a Business Loan with Magnus Credit

Our Loans Are Personalised, Offering Borrowers Exclusive Advantages

0% Processing Fee

Flexible Loan Period

Hassle-Free Application and Approval

More Convenience

How It Works

Getting a Loan Has Never Been This Easier

Submit Online Application

Simply fill out and submit the 2-minute loan application form or apply with Singpass My Info.

Get Approved Same Day

Check your loan status within the next few hours and know the maximum amount and term.

Collect Your Cash

Head to our office, sign the loan agreement then get your funds instantly.

Our Latest Customer Reviews

As one of the 🚀 top licensed moneylenders in Singapore, we provide reliable financial help.

Our customers’ positive reviews show our commitment to excellence. Read on to see why they trust us.

ExcellentGoogle star 1Google star 2Google star 3Google star 4Google star 54.91080 reviews
4.9Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent1080 reviews
Posted on Google Google
maya maryati profile picture
10 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle quick and easy

Owner's reply
Hi Maya, Thank you for your feedback! We're glad you found the loan process quick and easy. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Shahira profile picture
10 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Helpful service provided by Fiona

Owner's reply
Thank you for your kind feedback. We're glad you found our service helpful and appreciate your support. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
LL Lim profile picture
10 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fiona is very professional and helpful, also clear in her explanations. Process was quick and straightforward.

Owner's reply
Thank you for your kind words. We're glad our team provided clear explanations and made the loan process quick and straightforward. We appreciate your trust in our professional customer service. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Muhamad Azhari profile picture
7 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
A very smooth and fast transaction. Served by Fiona, a very helpful and friendly staff.

Owner's reply
Thank you for sharing your experience. We’re glad your transaction was smooth and fast, and that our team provided helpful, friendly service. We appreciate your trust in us. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Farhana Radzi profile picture
7 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fiona was so sweet and patient! She made everything feel easy and smooth, with no pressure at all. Highly recommend her at Magnum Credit!

Owner's reply
Thank you for your kind words and recommendation! We're glad our professional customer service made the process feel easy, smooth, and pressure-free. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Hakim Afiq profile picture
7 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fiona has been very patient and helpful in the process.

Owner's reply
Thank you for your kind words. We’re glad our team was patient and helpful throughout the process. We appreciate your trust in our professional customer service. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Fara Suhada profile picture
6 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fiona is the best , she’s friendly and will help you go through the process for loan very fast and efficient 🫶🏻

Owner's reply
Hi Fara, Thank you for sharing your experience! We're glad our team made your loan process friendly, fast and efficient. We appreciate your trust in us. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Sivan Letchumenan profile picture
6 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
The staff Ms. Michelle really professional in way to explain and briefing the term & condition very well too. Recommended and trusted company.

Owner's reply
Thank you for your kind recommendation. We're glad our team explained the terms and conditions clearly and provided professional customer service. We appreciate your trust in us. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Steven Pereira profile picture
5 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle So friendly and very very helpful Kind and lovely

Owner's reply
Thank you for your kind words. We're glad you found our team friendly and helpful, and we appreciate your trust in our professional customer service. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
aizad aziz profile picture
4 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fiona helpful.

Owner's reply
Thanks for your kind words! We're glad you found our service helpful. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
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Ready to Achieve Your Business Goals?

Apply to fund your business in just 2 minutes!

Apply for a Business Loan in Singapore

Magnus Credit Can Give You The Help You Need

business-loan-img1

Starting a new business in Singapore is exciting, but a major challenge is often insufficient cash flow or capital. Without enough funding, many entrepreneurs either delay their startup plans or risk failure early on. But with a reliable business loan, launching and growing a company can become much easier.

However, taking out a business loan can be risky if you don’t choose the right lender. Not all lenders provide the support you need throughout the process. That’s where Magnus Credit Pte Ltd steps in, offering not just funds but also guidance from start to finish to ensure a smooth experience.

Whether you need to expand inventory or open a store, Magnus Credit offers tailored business loan solutions with no hidden charges. We make the loan application process quick and hassle-free, helping you secure the funds you need without the stress of dealing with complex paperwork or credit concerns.

Frequently Asked Questions

We have the answers for you.

What is a business loan?

A business loan in Singapore is a method of debt financing where a business borrows money from a lender to be repaid over time with interest. It helps businesses cover expenses, expand, or manage cash flow whether for short term or long term.

What are the eligibility criteria for a business loan?

Typically, businesses need to be:

  • Registered in Singapore
  • Owners being at least 21 years old
  • Have at least one director who is a Singaporean, Permanent Resident, or a foreigner residing in Singapore
  • Meet minimum revenue requirements

What documents are needed for a business loan application?

Commonly required documents include:

  • Proof of a Singapore incorporated corporation or firm.
  • NRIC/Workpass/Passport of ALL directors/shareholders/partners.
  • A tenancy agreement of your business location.
  • Your corporate bank statements for the last three months.
  • Your latest balance sheet (if applicable).
  • Proof of assets or title deeds for our secured loans that involve lower interests.

How much can I borrow with a business loan?

Loan amounts vary by company size and business financial health, usually up to 2 million SGD.

What are the interest rates and fees associated with business loans?

The interest rate is determined based on your company’s profile and our risk assessment.

How long does it take to get approval and receive the funds?

If all documents are complete, approval times in a few minutes. Visit our office for face-to-face verification and get the funds on the spot.

Can I get a business loan if I have a bad credit score?

Yes, you can apply for a business loan with us. We strive to assist all our borrowers, irrespective of their credit scores, which is why we don’t impose specific credit score restrictions.

What are the repayment terms for business loans?

Repayment terms are flexible, tailored to the business’s cash flow, and can range from a few months to several years.

What is the difference between bank loans and loans from licensed moneylenders in Singapore?

Bank loans usually offer larger amounts and lower interest rates but have stricter eligibility criteria. Licensed moneylenders provide faster approvals and are more lenient with credit scores.

What makes Magnus Credit business loan different?

Magnus Credit stands out as a top-tier licensed money lender in Singapore, offering no-collateral business loans with fast approvals, competitive rates, and flexible repayment terms, ensuring a response within 24 hours.

The biggest advantage of a Magnus Credit business loan is 0% processing fees, with amounts up to $2,000,000. This lowers the overall loan cost for business owners.

Our efficient and professional loan officers ensure you fully understand your loan terms before signing.

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