business loan singapore magnus credit

Business Loan
Singapore

Obtain a no-collateral loan with competitive rates and flexible terms with Singapore’s #1 licensed money lender. Fast approval and response within 24 hours to keep your business running smoothly. We tailor-fit our loan services to suit your needs.

Benefits of a Business Loan with Magnus Credit

Our Loans Are Personalised, Offering Borrowers Exclusive Advantages

0% Processing Fee

Flexible Loan Period

Hassle-Free Application and Approval

More Convenience

How It Works

Getting a Loan Has Never Been This Easier

Submit Online Application

Simply fill out and submit the 2-minute loan application form or apply with Singpass My Info.

Get Approved Same Day

Check your loan status within the next few hours and know the maximum amount and term.

Collect Your Cash

Head to our office, sign the loan agreement then get your funds instantly.

Our Latest Customer Reviews

As one of the 🚀 top licensed moneylenders in Singapore, we provide reliable financial help.

Our customers’ positive reviews show our commitment to excellence. Read on to see why they trust us.

ExcellentGoogle star 1Google star 2Google star 3Google star 4Google star 54.91047 reviews
4.9Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent1047 reviews
Posted on Google Google
Amran Yasin profile picture
5 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fiona The loan officer is very helpful n knowledgable
Posted on Google Google
Arvind Kannaya Somu profile picture
5 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle service good
Posted on Google Google
Zuraisha profile picture
1 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very fast application process. Very smooth transaction for Ms Michelle

Owner's reply
Thank you for your positive feedback! We're happy to hear that you found our application process fast and your transaction smooth. Providing trusted and hassle-free loan services is our priority. Please reach out anytime for professional assistance with your personal loan needs. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Ilyas Sa profile picture
1 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great service by Michelle

Owner's reply
We deeply appreciate your acknowledgment of our top-rated license moneylender services. Our team is committed to providing hassle-free loan services, and your kind words motivate us further. If you need assistance in the future regarding personal loans or any financial needs, feel free to reach out. Thank you for choosing us! Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
suthar surya profile picture
30 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fiona doing good service for all the customer especially me

Owner's reply
Thank you for your kind words and for highlighting the good service provided. We’re glad to hear about your positive experience with our trusted licensed moneylender services. Your satisfaction is what we strive for, whether it's a personal loan or a fast installment loan. If you ever need further assistance, don’t hesitate to reach out. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Kai Ong profile picture
30 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fast and awesome service from Fiona!! Quick approval process.

Owner's reply
Thank you for your feedback! We're thrilled to hear you appreciated our quick and hassle-free loan services. At Magnus Credit, providing professional customer service and fast approvals is our priority. We're always here to support your financial needs. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Cris Lee profile picture
30 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fiona good service

Owner's reply
Thank you for your kind words! We're glad to hear you experienced great service. Providing hassle-free loan services and professional customer service is our commitment. If you need further assistance or have any questions about personal loans or our services, feel free to get in touch with us anytime. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
ICE CUBE profile picture
30 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Good service, thanks Michelle.

Owner's reply
Thank you for recognizing the quality of our service! We’re thrilled you had a good experience and appreciate your feedback. Please let us know if you have any further needs or questions about our hassle-free loan services in Ubi Singapore. We’re here to help! Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Mohammed Husian profile picture
30 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle service good

Owner's reply
Thank you for your feedback! We are glad you had a positive experience with our professional customer service. We strive to provide hassle-free loan services and support for our valued clients. Should you need assistance with a trusted personal or installment loan in the future, feel free to reach out to us. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Kartina Falil profile picture
29 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mich is very friendly & helpfully.. High recommd

Owner's reply
Thank you for your wonderful feedback! We're thrilled to hear that you had a great experience with our hassle-free loan services. Our team always strives to provide professional customer service, and we appreciate your recommendation. If you need any further assistance with personal loans or have any questions, don't hesitate to reach out. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
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Ready to Achieve Your Business Goals?

Apply to fund your business in just 2 minutes!

Apply for a Business Loan in Singapore

Magnus Credit Can Give You The Help You Need

business-loan-img1

Starting a new business in Singapore is exciting, but a major challenge is often insufficient cash flow or capital. Without enough funding, many entrepreneurs either delay their startup plans or risk failure early on. But with a reliable business loan, launching and growing a company can become much easier.

However, taking out a business loan can be risky if you don’t choose the right lender. Not all lenders provide the support you need throughout the process. That’s where Magnus Credit Pte Ltd steps in, offering not just funds but also guidance from start to finish to ensure a smooth experience.

Whether you need to expand inventory or open a store, Magnus Credit offers tailored business loan solutions with no hidden charges. We make the loan application process quick and hassle-free, helping you secure the funds you need without the stress of dealing with complex paperwork or credit concerns.

Frequently Asked Questions

We have the answers for you.

What is a business loan?

A business loan in Singapore is a method of debt financing where a business borrows money from a lender to be repaid over time with interest. It helps businesses cover expenses, expand, or manage cash flow whether for short term or long term.

What are the eligibility criteria for a business loan?

Typically, businesses need to be:

  • Registered in Singapore
  • Owners being at least 21 years old
  • Have at least one director who is a Singaporean, Permanent Resident, or a foreigner residing in Singapore
  • Meet minimum revenue requirements

What documents are needed for a business loan application?

Commonly required documents include:

  • Proof of a Singapore incorporated corporation or firm.
  • NRIC/Workpass/Passport of ALL directors/shareholders/partners.
  • A tenancy agreement of your business location.
  • Your corporate bank statements for the last three months.
  • Your latest balance sheet (if applicable).
  • Proof of assets or title deeds for our secured loans that involve lower interests.

How much can I borrow with a business loan?

Loan amounts vary by company size and business financial health, usually up to 2 million SGD.

What are the interest rates and fees associated with business loans?

The interest rate is determined based on your company’s profile and our risk assessment.

How long does it take to get approval and receive the funds?

If all documents are complete, approval times in a few minutes. Visit our office for face-to-face verification and get the funds on the spot.

Can I get a business loan if I have a bad credit score?

Yes, you can apply for a business loan with us. We strive to assist all our borrowers, irrespective of their credit scores, which is why we don’t impose specific credit score restrictions.

What are the repayment terms for business loans?

Repayment terms are flexible, tailored to the business’s cash flow, and can range from a few months to several years.

What is the difference between bank loans and loans from licensed moneylenders in Singapore?

Bank loans usually offer larger amounts and lower interest rates but have stricter eligibility criteria. Licensed moneylenders provide faster approvals and are more lenient with credit scores.

What makes Magnus Credit business loan different?

Magnus Credit stands out as a top-tier licensed money lender in Singapore, offering no-collateral business loans with fast approvals, competitive rates, and flexible repayment terms, ensuring a response within 24 hours.

The biggest advantage of a Magnus Credit business loan is 0% processing fees, with amounts up to $2,000,000. This lowers the overall loan cost for business owners.

Our efficient and professional loan officers ensure you fully understand your loan terms before signing.

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