The Smart Way to Borrow
Lending with Integrity, Borrowing with Confidence
An authorised and legal licensed money lender, offering fast, hassle-free, and affordable loan services. Apply securely via our easy online application form or Singpass Myinfo now!

Our fee structure is clear and upfront. You'll receive a full breakdown of all costs, with no unexpected financial surprises. We prioritize your understanding, carefully explaining every detail of the loan agreement and ensuring you're fully informed before finalizing any documentation.

Our competitive rates and flexible terms make borrowing both accessible and cost-effective.

We provide accessible loans with high approval rates across all income brackets. If you decide to withdraw after loan approval, you'll incur no cancellation penalties.

Our digital loan application leverages Singpass Myinfo for an instant, frictionless process that disburses funds within minutes.

We offer flexible payment plans tailored to diverse financial circumstances.

Your data's confidentiality is our utmost commitment. We guarantee the complete protection of your personal information.
Magnus Credit is a trusted licensed moneylender in Singapore, fully approved by Minlaw Registry of Moneylenders (IPTO). We are committed to offering transparent, fair, and legally compliant loan services to meet your financial needs.
We specialize in fast cash loans for Singapore citizens, permanent residents (PRs), and foreigners with valid employment passes. Whether you’re facing urgent medical expenses, planning your future, supporting your family, or simply need extra funds, our personalized loan solutions are designed to suit your individual circumstances.
At Magnus Credit, we understand that challenges such as bad credit history or strict borrowing limitations can make it hard to access emergency cash. That’s why we offer a streamlined loan application process—quick, easy, and hassle-free. Our friendly and professional team is always ready to guide you, and our secure online loan application system ensures you get the funds you need, fast.
Choose Magnus Credit for reliable, convenient, and customer-focused lending services in Singapore. Get started today and experience the difference of borrowing with a trusted licensed moneylender.
Do you need a financial bridge until your next paycheck? A payday loan can help you manage immediate expenses with ease.
If you’re an expat looking for fast access to emergency cash to help you cope in Singapore, our streamlined loan application process makes it simple.

Simply fill out and submit the 2-minute loan application form or apply with Singpass My Info.

Check your loan status within working hours and know the maximum amount and term.

Head to our office, sign the loan agreement then get your funds instantly.
Our customers’ positive reviews show our commitment to excellence. Read on to see why they trust us.
Trustindex verifies that the original source of the review is Google.
I was attended by Fiona. She is lovely, super attentive to what I wanted & she even gave a better option for me. I really do recommend Fiona!Trustindex verifies that the original source of the review is Google.
Fast approval and good service by Fiona, thank you Magnus CreditTrustindex verifies that the original source of the review is Google.
Fiona . nice lady .Very efficient & Easy to talk too. Very Recommended.🥰Trustindex verifies that the original source of the review is Google.
Michelle Good service easy to explain clearly and friendly talk fast approval also
Owner's reply
Thank you for your kind words! We are delighted to hear that you found our service clear, friendly, and efficient. Providing fast approval and transparent communication is always our goal. If you need assistance with any trusted licensed moneylender services or have questions about our hassle-free loan services, feel free to reach out. We truly appreciate your feedback! Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sgTrustindex verifies that the original source of the review is Google.
Michelle was very friendly and helpful. She ensured quick loan approval and prompt crediting of the amount. Really appreciate her excellent support and service. Thank you, Michelle!
Owner's reply
Thank you for your thoughtful feedback! We're delighted to know that you had a positive experience with our hassle-free loan services and professional customer service. We aim to continue providing trusted and efficient solutions for your financial needs. Should you need any assistance in the future, feel free to reach out to us. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sgTrustindex verifies that the original source of the review is Google.
Fiona is friendly and service is good
Owner's reply
Thank you for your kind words. We're thrilled you had a smooth experience with our hassle-free loan services and appreciated our professional customer service. If you ever need assistance with a personal or installment loan in Ubi, Singapore, we're here to help! Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sgTrustindex verifies that the original source of the review is Google.
Michelle service good
Owner's reply
Thank you for mentioning the good service! We strive to deliver professional and hassle-free loan services to all our customers. Your feedback means a lot to us. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sgTrustindex verifies that the original source of the review is Google.
I had a great experience throughout the whole process. Fiona was very helpful, patient, and professional from start to finish. She guided me through every step, answered all my questions, and made everything smooth and hassle-free. Really appreciate her excellent service and support. Highly recommend Fiona to anyone looking for a pleasant and reliable experience!
Owner's reply
Thank you for sharing your wonderful experience! We're thrilled to hear that the process was smooth and hassle-free. Providing professional and supportive customer service is our priority. Your kind words inspire us to continue delivering excellent assistance. Don't hesitate to reach out for your future financial needs. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sgTrustindex verifies that the original source of the review is Google.
Fast approval & good service by Ms Fiona
Owner's reply
Thank you for sharing your positive experience with us! We are delighted to know that our hassle-free loan services and professional team provided the assistance you needed in a timely manner. Your feedback reassures our commitment to being a trusted licensed moneylender in Ubi, Singapore. Should you require further loan assistance, don’t hesitate to reach out. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sgTrustindex verifies that the original source of the review is Google.
Michelle service good
Owner's reply
Thank you for sharing your positive experience with us! We are glad that our team provided you with professional customer service. We strive to be a trusted licensed moneylender offering hassle-free loan services in Ubi, Singapore. Should you need our assistance in the future, feel free to reach out to us. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sgVerified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Your financial journey is unique. Let us help you find the perfect loan solution to meet your specific needs. Our expert advisors are here to guide you every step of the way.
At Magnus Credit Pte Ltd, we understand that emergencies may happen. Our simple process eliminates lengthy application and waiting time, and flexible repayment options make managing debt easier. No complicated paperwork is required, just the essentials to get the instant loan that suits you.
You can submit your loan application using Singpass Myinfo through the loan application form on our website, or visit our office in person.
At Magnus Credit Pte Ltd, we reserve the right to withhold any details concerning loan approvals.
Yes, this is evaluated on a case-by-case basis. However, we will make every effort to tailor your loan package to suit your repayment capacity.
Yes, we can approve another loan for you, provided you meet the eligibility criteria outlined in The Moneylenders Act and its regulations.
Yes, we may offer you another loan, provided you qualify under the eligibility requirements of The Moneylenders Act and its regulations.
Payments are typically processed via GIRO. Alternatively, you can make a bank transfer to our designated accounts or pay in cash at our office.
No, there are no additional fees. In fact, you may receive an interest rebate for early full repayment. The sooner you make the payment, the more interest you save.
Yes, you should never feel pressured to take out a loan if it does not align with your needs, whether due to specific clauses or personal reasons.
To apply It's easy, below are the basic requirements:
Secured Loans:
Unsecured Loans:
For Singapore Citizens & PR:
For Foreigners:
Magnus Credit Pte Ltd reserves the right to amend the Terms and Conditions without prior notice.