Magnus Credit: ✅ Licensed Money Lender in Singapore

The Smart Way to Borrow

Lending with Integrity, Borrowing with Confidence

An authorised and legal licensed money lender, offering fast, hassle-free, and affordable loan services. Apply securely via our easy online application form or Singpass Myinfo now!

Trusted Licensed Moneylender Singapore

Personal Loan Calculator

Why Choose Us? ⭐⭐⭐⭐⭐

We are a Trusted Financial Partner Offering Support You Need

No Hidden Fees

Our fee structure is clear and upfront. You'll receive a full breakdown of all costs, with no unexpected financial surprises. We prioritize your understanding, carefully explaining every detail of the loan agreement and ensuring you're fully informed before finalizing any documentation.

Lower Interest Rates

Our competitive rates and flexible terms make borrowing both accessible and cost-effective.

Accessible Loan Packages for All

We provide accessible loans with high approval rates across all income brackets. If you decide to withdraw after loan approval, you'll incur no cancellation penalties.

Faster Processing Times

Our digital loan application leverages Singpass Myinfo for an instant, frictionless process that disburses funds within minutes.

Flexible Repayment Options

We offer flexible payment plans tailored to diverse financial circumstances.

100% Privacy, High Confidentiality

Your data's confidentiality is our utmost commitment. We guarantee the complete protection of your personal information.

🏅 Top Licensed Money Lender Singapore

With Low Interest Rates and Outstanding Service

Magnus Credit Licensed Moneylender
fast loan approval singapore

Magnus Credit is a trusted licensed moneylender in Singapore, fully approved by Minlaw Registry of Moneylenders (IPTO). We are committed to offering transparent, fair, and legally compliant loan services to meet your financial needs.

We specialize in fast cash loans for Singapore citizens, permanent residents (PRs), and foreigners with valid employment passes. Whether you’re facing urgent medical expenses, planning your future, supporting your family, or simply need extra funds, our personalized loan solutions are designed to suit your individual circumstances.

At Magnus Credit, we understand that challenges such as bad credit history or strict borrowing limitations can make it hard to access emergency cash. That’s why we offer a streamlined loan application process—quick, easy, and hassle-free. Our friendly and professional team is always ready to guide you, and our secure online loan application system ensures you get the funds you need, fast.

Choose Magnus Credit for reliable, convenient, and customer-focused lending services in Singapore. Get started today and experience the difference of borrowing with a trusted licensed moneylender.

How It Works

Getting a Loan Has Never Been This Easier

Submit Online Application

Simply fill out and submit the 2-minute loan application form or apply with Singpass My Info.

Get Approved Same Day

Check your loan status within working hours and know the maximum amount and term.

Collect Your Cash

Head to our office, sign the loan agreement then get your funds instantly.

Our Latest Customer Reviews

As one of the 🚀 top licensed moneylenders in Singapore, we provide reliable financial help.

Our customers’ positive reviews show our commitment to excellence. Read on to see why they trust us.

ExcellentGoogle star 1Google star 2Google star 3Google star 4Google star 54.91038 reviews
4.9Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent1038 reviews
Posted on Google Google
szz roy profile picture
25 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
FIONA非常细心耐心,满足了我的所有要求
Posted on Google Google
Toh keng wei profile picture
25 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Friendly and helpful by fiona
Posted on Google Google
Desmond Wong profile picture
24 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle, she is very helpful

Owner's reply
Thank you for sharing your experience! We’re glad to hear Michelle was very helpful in assisting you. Our team is committed to providing professional customer service and hassle-free loan services to everyone. Should you need any assistance regarding trusted loans in Ubi, Singapore, please don’t hesitate to reach out to us. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
mei yun profile picture
22 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fiona is very helpful and approachable,recommend Magnus
Posted on Google Google
Maryani Zainal profile picture
21 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fiona was very patient in assisting us throughout the whole process. Fiona was friendly
Posted on Google Google
Fadil Yunus profile picture
18 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Served by Fiona. Very friendly and kind to explain the whole procedure. Such a pleasure!

Owner's reply
Thank you for your kind words! We're delighted to hear that you had a pleasant experience with our hassle-free loan services. Providing professional customer service and detailed explanations helps us ensure customer satisfaction. Should you need assistance with a personal loan or any related queries in the future, feel free to reach out to us. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Wendy See profile picture
17 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fiona very good service

Owner's reply
Thank you for recognizing our efforts! We strive to provide professional customer service to all our clients. If you ever require assistance with hassle-free loan services or any other inquiries, feel free to reach out to us. We're always here to support your financial needs. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Soap profile picture
17 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle has been a great help for me. She went above and beyond to make sure that I got the help that I needed. She’s very patient, understanding and very accommodative. Very clear and easy to understand the repayment method. I’ll definitely recommend her for your loans. Thank you 🙏🏽

Owner's reply
Thank you for your kind words and wonderful feedback! We’re thrilled to hear about your positive experience and that our hassle-free loan services met your expectations. Dedicated professionals like Michelle are committed to ensuring the best possible support for our valued clients. We truly appreciate your recommendation and look forward to assisting you again whenever needed. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Yuslinda Mohd Tahir profile picture
16 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle is awesome, fast and efficient. Reliable and knowledgeable. Thanks :) 5 stars service
Posted on Google Google
siti fadilah profile picture
15 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle was fast and informative,she helped me through the process smoothly and with a smile:)

Owner's reply
Thank you for your kind words! We're delighted to hear about your smooth experience with our professional customer service. Providing hassle-free loan services is one of our top goals. If you ever need assistance again, feel free to visit us. We sincerely hope to serve you again in the future. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
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Your Personalized Loan, Tailored to You

Your financial journey is unique. Let us help you find the perfect loan solution to meet your specific needs. Our expert advisors are here to guide you every step of the way.

Frequently Asked Questions

We have the answers for you.

Regulated by the Registry of Moneylenders under the Ministry of Law, Magnus Credit Pte Ltd is a legal and licensed money lender in Singapore that offers a fast cash loan to help you solve financial problems. Below are some of our Frequently Asked Questions that came from most of our borrowers. If you cannot find the question that you are looking for, do not hesitate to contact us.

Why should I take a loan in Singapore with Magnus Credit Pte Ltd?

At Magnus Credit Pte Ltd, we understand that emergencies may happen. Our simple process eliminates lengthy application and waiting time, and flexible repayment options make managing debt easier. No complicated paperwork is required, just the essentials to get the instant loan that suits you.

  • Fast Response Time within an hour
  • Faster Loan Approval
  • Fast Cash Loan Disbursement
  • Lowest Rate per Month
  • Flexible Repayment Plan

Where can I apply for a loan?

You can submit your loan application using Singpass Myinfo through the loan application form on our website, or visit our office in person.

May I know why my loan was not approved?

At Magnus Credit Pte Ltd, we reserve the right to withhold any details concerning loan approvals.

Will Magnus Credit Pte Ltd grant me a loan if I have poor or bad credit status?

Yes, this is evaluated on a case-by-case basis. However, we will make every effort to tailor your loan package to suit your repayment capacity.

May I take another loan if I already have an existing one in Magnus Credit Pte Ltd?

Yes, we can approve another loan for you, provided you meet the eligibility criteria outlined in The Moneylenders Act and its regulations.

Upon payment of my loan, am I able to request another one?

Yes, we may offer you another loan, provided you qualify under the eligibility requirements of The Moneylenders Act and its regulations.

How do I make my repayment?

Payments are typically processed via GIRO. Alternatively, you can make a bank transfer to our designated accounts or pay in cash at our office.

Are there any fees if I would like to make an early redemption?

No, there are no additional fees. In fact, you may receive an interest rebate for early full repayment. The sooner you make the payment, the more interest you save.

Upon the approval of my loan application, can I still reject it?

Yes, you should never feel pressured to take out a loan if it does not align with your needs, whether due to specific clauses or personal reasons.

What are the compulsory requirements needed for any loans?

To apply It's easy, below are the basic requirements:

  • At least 21 years old and above.
  • Be a Singapore Citizen or a Permanent Resident.
  • Not be an undischarged bankrupt or involved in any ongoing bankruptcy proceedings.
  • Be permanently employed with monthly CPF contributions.
  • Foreigners and expats must hold a valid work permit or passport.
  • Self-employed applicants need to provide income tax assessments, ACRA registration, or a valid vocational license.

What is the maximum amount of cash loan that I can take out?

Secured Loans:

  • No restrictions on loan amounts.

Unsecured Loans:

  • For Singapore Citizens & PR:

    • If your annual income is less than $20,000: Up to $3,000.
    • If your annual income is $20,000 or more: Up to 6x your monthly income.
  • For Foreigners:

    • If your annual income is less than $10,000: Up to $500.
    • If your annual income is between $10,000 and $20,000: Up to $3,000.
    • If your annual income is $20,000 or more: Up to 6x your monthly income.

What should I do after loan approval?

  • Double-check the loan amount to ensure its accuracy.
  • Make timely repayments to avoid penalties, interest charges, or late fees.
  • Always obtain a dated and signed receipt for each repayment, particularly for cash payments.
  • Verify that your name, repayment amount, date, and other details are correct on the receipt.
  • Ensure you receive a statement of account for all loans at least once every six months.
  • Keep and file physical copies of all payment proofs as documentation and evidence.

Magnus Credit Pte Ltd reserves the right to amend the Terms and Conditions without prior notice.

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