No.1 Licensed Money Lender in Singapore with the Lowest Interest Rates

At Magnus Credit Pte Ltd, we understand that emergencies may happen. Our simple process eliminates lengthy application and waiting time, and flexible repayment options make managing debt easier. No complicated paperwork is required, just the essentials to get the fast cash loan that suit you.

• Get Fast Approval for Your Loan
• Fast Response Time within an hour
• Fast Cash Loan Disbursement
• Low-Interest Rate per Month
• Flexible Repayment Plan

You can submit a request for your loan via our application form on the website or you can drop by our office.

Once we receive your loan application, we’ll immediately contact you and present the quotes perfect for your situation, so you can collect the cash loan in an instant upon approval. Here, we make the application process easy and quick.

Whatever your emergencies are for, you can choose a loan type whether personal, foreigner, business, or payday and customize your loan plan to suit your repayment dues.

At Magnus Credit Pte Ltd, we have the right not to disclose any information regarding loan approvals.

This is subject to a case-by-case basis. However, we will try our best to customize your loan package that is perfect for your repayment ability.

Yes, we can grant you another loan provided you are eligible according to The Moneylenders Act and its regulations.

Yes, we can grant you another loan provided you are eligible according to The Moneylenders Act and its regulations.

Payments can be made through GIRO, bank transfer / Paynow to our designated accounts or pay cash in our registered office.

No, there will not be any additional costs. In fact, there is even an interest rebate if you pay early in full. The earlier you make that payment, the more interest you will save.

YES, you should not be pressured to take out any loan when approval is started if it is not what you are looking for in terms of quotes, any clauses or personal reasons.

• You must be at least 21 years old and above.
• Borrowers must be either Singapore Citizens or Permanent Citizens status.
• Must not be declared undischarged bankrupt nor any bankruptcy that is ongoing.
• Permanently employed contributing monthly CPF
• Foreigners and ex-pats must have a valid work permit or valid passport
• Self-employed applicants must have their income tax assessment, ACRA, or vocational license.

All income-levels are eligible for a loan but the amount to receive depends.

Secured Loans:

• No restrictions to any amounts

Unsecured Loans

• For Singapore Citizens & PR, if your annual income is less than $20,000: Up to $3,000
• For Singapore Citizens & PR, if your annual income is $20,000 or more: Up to 6x of your monthly income
• For Foreigner, if your annual income is less than $10,000: Up to $500
• For Foreigner, if your annual income is at least $10,00 and less than $20,000: Up to $3,000
• For Foreigner, if your annual income is $20,000 or more: Up to 6x your monthly income

• Double-check the loan amount to make sure that it is correct.
• Make prompt repayments to avoid penalties, interests, or late payment charges.
• Every time repayment is made, be sure that you are being issued a date and signed receipt.
• Check your name, amount, and date, and the correctness of every detail.
• Double-check that you are being issued a statement of account for all loans at least every six months.
• Retain and file all physical copies of proofs as documentation and evidence of payments.

Magnus Credit Pte Ltd has the right to amend any of the Terms and Conditions without prior notice.