Licensed Moneylender Personal Loan
Personal Loan

We customize flexible repayment plan for your personal loan and it only takes a few minutes to apply.

Our Hotline

+65 6338 9891
Foreigner Loan

Extra fast cash to tide over, apply our foreigner loan is simple and hassle free.

Our Hotline

+65 6338 9891
Payday Loan

Unexpected expense caused you need of extra cash before payday?

Our Hotline

+65 6338 9891
Business Loan

Our business loan provides One-Stop solution on your need in your business.

Our Hotline

+65 6338 9891

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    About Magnus Credit

    is a professional and fully licensed moneylending company based in Singapore. We have been approved by the Registry of Moneylenders (IPTO) to provide loan and money lending services as a licensed moneylender. We provide fast cash loans to Singapore residents, PR and foreigners who hold valid Foreigner employment passes. Apply securely today via Singpass Myinfo now!

    Efficient, Easy & Confidential

    Flexible and Hassle Free

    Transparent with no Hidden Fees!

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    Common FAQ for Licensed Moneylender in Singapore

    Magnus Credit Pte Ltd is a legal and licensed money lender in Ubi Singapore. As a licensed moneylender, Magnus Credit is authorized to provide loans to individuals or businesses. They offer various fast cash loan products and services, catering to different financial needs. Below are some of our Frequently Asked Questions that came from most of our clients. If you cannot find the question that you are looking for, do not hesitate to contact us.

    Why Should I Take a Fast Cash Loan in Singapore with Magnus Credit Pte Ltd?

    At Magnus Credit Pte Ltd, we understand that emergencies may happen. Our simple process eliminates lengthy application and waiting time, and flexible repayment options make managing debt easier. No complicated paperwork is required, just the essentials to get the fast cash loan that suit you.

    • Get Fast Approval for Your Loan
    • Fast Response Time within an hour
    • Fast Cash Loan Disbursement
    • Low-Interest Rate per Month
    • Flexible Repayment Plan
    Where can I apply for my loan at?

    You can submit a request for your loan application form securely via Singpass Myinfo on our website or you can drop by our office.

    Can I get the cash instantly upon application approval?

    Once we receive your loan application, we’ll immediately contact you and present the quotes perfect for your situation, so you can collect the cash loan in an instant upon approval. Here, we make the application process easy and quick.

    What are the different loan types?

    Whatever your emergencies are for, you can choose a loan type whether personal, foreigner, business, or payday and customize your loan plan to suit your repayment dues.

    May I know why my loan was not approved?

    At Magnus Credit Pte Ltd, we have the right not to disclose any information regarding loan approvals.

    Will I be granted a loan if I have poor or bad credit status?

    This is subject to a case-by-case basis. However, we will try our best to customize your loan package that is perfect for your repayment ability.

    May I take another loan if I already have an existing one in Magnus Credit Pte Ltd?

    Yes, we can grant you another loan provided you are eligible according to The Moneylenders Act and its regulations.

    Upon payment of my loan, am I able to request another one?

    Yes, we can grant you another loan provided you are eligible according to The Moneylenders Act and its regulations.

    How do I make my repayment?

    Payments can be made through GIRO, bank transfer / Paynow to our designated accounts or pay cash in our registered office.

    Are there any extra costs if I would like to make an early redemption?

    No, there will not be any additional costs. In fact, there is even an interest rebate if you pay early in full. The earlier you make that payment, the more interest you will save.

    If my loan application is approved, can I still reject it?

    YES, you should not be pressured to take out any loan when approval is started if it is not what you are looking for in terms of quotes, any clauses or personal reasons.

    What are the compulsory requirements needed for any loans?
    • You must be at least 21 years old and above.
    • Borrowers must be either Singapore Citizens or Permanent Citizens status.
    • Must not be declared undischarged bankrupt nor any bankruptcy that is ongoing.
    • Permanently employed contributing monthly CPF
    • Foreigners and ex-pats must have a valid work permit or valid passport
    • Self-employed applicants must have their income tax assessment, ACRA, or vocational license.
    What is the maximum amount of cash loan that I can take out?

    All income-levels are eligible for a loan but the amount to receive depends.

    Secured Loans:

    • No restrictions to any amounts

    Unsecured Loans

    • For Singapore Citizens & PR, if your annual income is less than $20,000: Up to $3,000
    • For Singapore Citizens & PR, if your annual income is $20,000 or more: Up to 6x of your monthly income
    • For Foreigner, if your annual income is less than $10,000: Up to $500
    • For Foreigner, if your annual income is at least $10,00 and less than $20,000: Up to $3,000
    • For Foreigner, if your annual income is $20,000 or more: Up to 6x your monthly income
    What should I do after my loan has become successful?
    • Double-check the loan amount to make sure that it is correct.
    • Make prompt repayments to avoid penalties, interests, or late payment charges.
    • Every time repayment is made, be sure that you are being issued a date and signed receipt.
    • Check your name, amount, and date, and the correctness of every detail.
    • Double-check that you are being issued a statement of account for all loans at least every six months.
    • Retain and file all physical copies of proofs as documentation and evidence of payments.

    Magnus Credit Pte Ltd has the right to amend any of the Terms and Conditions without prior notice.

    Competitive Interest Rate Personal Loan in Singapore with Flexible Repayment Plan!

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