business loan singapore magnus credit

Business Loan
Singapore

Obtain a no-collateral loan with competitive rates and flexible terms with Singapore’s #1 licensed money lender. Fast approval and response within 24 hours to keep your business running smoothly. We tailor-fit our loan services to suit your needs.

Benefits of a Business Loan with Magnus Credit

Our Loans Are Personalised, Offering Borrowers Exclusive Advantages

0% Processing Fee

Flexible Loan Period

Hassle-Free Application and Approval

More Convenience

How It Works

Getting a Loan Has Never Been This Easier

Submit Online Application

Simply fill out and submit the 2-minute loan application form or apply with Singpass My Info.

Get Approved Same Day

Check your loan status within the next few hours and know the maximum amount and term.

Collect Your Cash

Head to our office, sign the loan agreement then get your funds instantly.

Our Latest Customer Reviews

As one of the 🚀 top licensed moneylenders in Singapore, we provide reliable financial help.

Our customers’ positive reviews show our commitment to excellence. Read on to see why they trust us.

ExcellentGoogle star 1Google star 2Google star 3Google star 4Google star 54.91036 reviews
4.9Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent1036 reviews
Posted on Google Google
jay lim profile picture
26 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great service and reliability from Fiona
Posted on Google Google
szz roy profile picture
25 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
FIONA非常细心耐心,满足了我的所有要求

Owner's reply
感谢您对我们服务的肯定!我们很高兴能够满足您的需求,并为您提供了愉快的经验。若您需要任何额外帮助或者进一步了解我们的服务,请随时与我们联系。期待未来能再次为您提供协助! Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Toh keng wei profile picture
25 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Friendly and helpful by fiona

Owner's reply
Thank you for your review! We're delighted to hear you found our team friendly and helpful. At Magnus Credit, we are committed to providing hassle-free loan services and professional customer service for all our valued clients. If you ever need any assistance or have questions about our trusted licensed moneylender services in Ubi, Singapore, feel free to reach out. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Desmond Wong profile picture
24 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle, she is very helpful

Owner's reply
Thank you for sharing your experience! We’re glad to hear Michelle was very helpful in assisting you. Our team is committed to providing professional customer service and hassle-free loan services to everyone. Should you need any assistance regarding trusted loans in Ubi, Singapore, please don’t hesitate to reach out to us. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Foo Tun Hiang profile picture
22 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very good service, Michelle
Posted on Google Google
mei yun profile picture
22 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fiona is very helpful and approachable,recommend Magnus
Posted on Google Google
Maryani Zainal profile picture
21 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fiona was very patient in assisting us throughout the whole process. Fiona was friendly
Posted on Google Google
Fadil Yunus profile picture
18 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Served by Fiona. Very friendly and kind to explain the whole procedure. Such a pleasure!

Owner's reply
Thank you for your kind words! We're delighted to hear that you had a pleasant experience with our hassle-free loan services. Providing professional customer service and detailed explanations helps us ensure customer satisfaction. Should you need assistance with a personal loan or any related queries in the future, feel free to reach out to us. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Wendy See profile picture
17 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fiona very good service

Owner's reply
Thank you for recognizing our efforts! We strive to provide professional customer service to all our clients. If you ever require assistance with hassle-free loan services or any other inquiries, feel free to reach out to us. We're always here to support your financial needs. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
Posted on Google Google
Soap profile picture
17 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Michelle has been a great help for me. She went above and beyond to make sure that I got the help that I needed. She’s very patient, understanding and very accommodative. Very clear and easy to understand the repayment method. I’ll definitely recommend her for your loans. Thank you 🙏🏽

Owner's reply
Thank you for your kind words and wonderful feedback! We’re thrilled to hear about your positive experience and that our hassle-free loan services met your expectations. Dedicated professionals like Michelle are committed to ensuring the best possible support for our valued clients. We truly appreciate your recommendation and look forward to assisting you again whenever needed. Best Regards, Magnus Credit Pte Ltd +65 6338 9891 301 Ubi Ave 1 #01-279 Singapore 400301 www.magnuscredit.com.sg
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Ready to Achieve Your Business Goals?

Apply to fund your business in just 2 minutes!

Apply for a Business Loan in Singapore

Magnus Credit Can Give You The Help You Need

business-loan-img1

Starting a new business in Singapore is exciting, but a major challenge is often insufficient cash flow or capital. Without enough funding, many entrepreneurs either delay their startup plans or risk failure early on. But with a reliable business loan, launching and growing a company can become much easier.

However, taking out a business loan can be risky if you don’t choose the right lender. Not all lenders provide the support you need throughout the process. That’s where Magnus Credit Pte Ltd steps in, offering not just funds but also guidance from start to finish to ensure a smooth experience.

Whether you need to expand inventory or open a store, Magnus Credit offers tailored business loan solutions with no hidden charges. We make the loan application process quick and hassle-free, helping you secure the funds you need without the stress of dealing with complex paperwork or credit concerns.

Frequently Asked Questions

We have the answers for you.

What is a business loan?

A business loan in Singapore is a method of debt financing where a business borrows money from a lender to be repaid over time with interest. It helps businesses cover expenses, expand, or manage cash flow whether for short term or long term.

What are the eligibility criteria for a business loan?

Typically, businesses need to be:

  • Registered in Singapore
  • Owners being at least 21 years old
  • Have at least one director who is a Singaporean, Permanent Resident, or a foreigner residing in Singapore
  • Meet minimum revenue requirements

What documents are needed for a business loan application?

Commonly required documents include:

  • Proof of a Singapore incorporated corporation or firm.
  • NRIC/Workpass/Passport of ALL directors/shareholders/partners.
  • A tenancy agreement of your business location.
  • Your corporate bank statements for the last three months.
  • Your latest balance sheet (if applicable).
  • Proof of assets or title deeds for our secured loans that involve lower interests.

How much can I borrow with a business loan?

Loan amounts vary by company size and business financial health, usually up to 2 million SGD.

What are the interest rates and fees associated with business loans?

The interest rate is determined based on your company’s profile and our risk assessment.

How long does it take to get approval and receive the funds?

If all documents are complete, approval times in a few minutes. Visit our office for face-to-face verification and get the funds on the spot.

Can I get a business loan if I have a bad credit score?

Yes, you can apply for a business loan with us. We strive to assist all our borrowers, irrespective of their credit scores, which is why we don’t impose specific credit score restrictions.

What are the repayment terms for business loans?

Repayment terms are flexible, tailored to the business’s cash flow, and can range from a few months to several years.

What is the difference between bank loans and loans from licensed moneylenders in Singapore?

Bank loans usually offer larger amounts and lower interest rates but have stricter eligibility criteria. Licensed moneylenders provide faster approvals and are more lenient with credit scores.

What makes Magnus Credit business loan different?

Magnus Credit stands out as a top-tier licensed money lender in Singapore, offering no-collateral business loans with fast approvals, competitive rates, and flexible repayment terms, ensuring a response within 24 hours.

The biggest advantage of a Magnus Credit business loan is 0% processing fees, with amounts up to $2,000,000. This lowers the overall loan cost for business owners.

Our efficient and professional loan officers ensure you fully understand your loan terms before signing.

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