Licensed Moneylender Loan Limits in Singapore (2026 Complete Guide): How Much Can You Actually Borrow?

Key Takeaways Singapore’s Ministry of Law sets strict loan limits for all licensed moneylenders — your maximum borrowing amount is determined entirely by your annual income, not your credit score. If you earn SGD 20,000 or more annually: maximum loan is 6 times your monthly income across all licensed moneylenders combined. If you earn below […]
